Tax Bracket Estimator 2025
Enter your income and filing status to see your federal and state tax brackets, effective rate, and estimated total tax bill.
Enter your income above to see your tax breakdown.
How US Tax Brackets Work
The US uses a progressive tax system— you don't pay your top rate on all your income. Each bracket only applies to the income within that range. For example, if you're in the 22% bracket, only the portion of your income above $48,475 (for single filers in 2025) is taxed at 22% — everything below is taxed at lower rates.
Marginal Rate vs. Effective Rate
Your marginal rateis the rate on your last dollar of income — this is what people usually mean when they say "I'm in the X% bracket." Your effective rateis your actual total tax divided by your total income — it's always lower than your marginal rate.
State Income Taxes
9 states have no state income tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming. Other states have rates ranging from a flat 3.07% (Pennsylvania) to a progressive system peaking at 13.3% (California).