Net Salary Calculator 2025
Enter your gross salary, state, and pay frequency to see your exact take-home pay — broken down by federal tax, state tax, and FICA.
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Enter your salary above to see your take-home pay.
What Gets Taken Out of Your Paycheck?
When you earn a salary, several deductions reduce your gross pay before you receive your take-home (net) pay:
- Federal Income Tax — Based on your income, filing status, and the standard deduction. Uses progressive tax brackets.
- Social Security Tax — 6.2% on wages up to $176,100 (2025 wage base).
- Medicare Tax — 1.45% on all wages, plus 0.9% additional Medicare on wages over $200,000 (single).
- State Income Tax — Varies by state. 9 states have no income tax. Others range from ~3% to 13.3%.
Note: This calculator does not account for 401(k) contributions, health insurance premiums, HSA contributions, or other pre-tax deductions, which would reduce your taxable income.